Merger

Why did Eagle Rock Bank want to merge with Riverland Bank?

By bringing the two organizations together, Eagle Rock Bank will significantly enhance its lending and cash management ability, allowing the combined entity to support more clients and facilitate larger, transactions — while staying true to its community banking roots.

The combination of the two entities will also generate cost efficiencies that enable focused reinvestment in key talent, new business segments, and digital capabilities.

What does the merger mean for both Eagle Rock Bank and Riverland Bank customers?
This merger supports Eagle Rock Bank’s unique community banking approach — relationship-driven, emphasizing tailored financial solutions for small- to mid-sized businesses, home builders and developers, and individuals seeking more than transactional banking services.

Will the name of either organization change?
The combined organization will retain the Eagle Rock Bank name.

Where can I find ongoing updates about the merger?

Will my routing number or account number change on my Riverland Bank Account?
No. Everything will stay the same through 2026. Customers will be notified in advance if any account numbers change, and if routing numbers change, customers will receive detailed instructions and transition support well before the change takes effect.

Can I still use my current debit/credit cards and checks?
You can still use your current debit/credit cards and checks, until you receive new ones from Eagle Rock Bank.

Will my automatic payments or deposits be impacted by the merger?
Not at this time. Everything should remain the same during the transition. 

Will my online banking credentials stay the same?
Yes, everything is expected to stay the same through 2026.

Will my loan or mortgage terms change?
No. Your signed existing contract terms, such as interest rates and repayment schedules, will not be altered.

Will my deposits remain insured?
Yes. Deposits remain insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits.

Will charitable giving and sponsorships continue?
Community involvement remains a priority. We plan to maintain and potentially expand community support initiatives. 

Will fees change?
Fee schedules will be reviewed. Customers will receive advance notice of any changes in accordance with regulatory requirements.

Will there be a transition period?
Yes. System integration and branding changes may occur in phases to ensure minimal disruption.

Why did Eagle Rock Bank want to merge with Riverland Bank?

By bringing the two organizations together, Eagle Rock Bank will significantly enhance its lending and cash management ability, allowing the combined entity to support more clients and facilitate larger, transactions — while staying true to its community banking roots.

The combination of the two entities will also generate cost efficiencies that enable focused reinvestment in key talent, new business segments, and digital capabilities.

What does the merger mean for both Eagle Rock Bank and Riverland Bank customers?
This merger supports Eagle Rock Bank’s unique community banking approach — relationship-driven, emphasizing tailored financial solutions for small- to mid-sized businesses, home builders and developers, and individuals seeking more than transactional banking services.

At Eagle Rock Bank, we take the time to understand your goals, challenges, and opportunities — then design tailored financial solutions that fit your needs, not the other way around. Put simply: Relationship banking means you don’t have to explain your story twice. We know you, we anticipate your needs, and we’re here to help you grow.

Will the name of either organization change?
The combined organization will retain the Eagle Rock Bank name.

Where can I find ongoing updates about the merger?