Home Lending Solutions Built for You
Purchasing a home is one of the biggest decisions you’ll make in your life. Whether purchasing a new home or refinancing your existing home, it’s important to work with a lender you can trust to put your needs first. That’s why we are proud to partner with Cambria Mortgage, a trusted local leader in home financing.
Cambria Mortgage's primary goal is to make it easy for you to finance or refinance your home with innovative mortgage solutions, highly competitive rates, and personal hometown service.
If you're ready to start the home loan application process, connect with our mortgage lender to get started, or click the button below to start your application directly through Cambria Mortgage.
The Home Application Process at Eagle Rock Bank
Follow these steps to apply for a home loan with Eagle Rock Bank:
- Contact our mortgage lender
- Submit your application online
- Our lenders will review your submission and be in touch with you within 2 business days
When your Eagle Rock Bank loan officer contacts you, they’ll provide you with further guidance on what to expect throughout the mortgage lending process. We encourage our home loan applicants to go through this process at the start of their home buying journey. Our lender will then connect you with a Cambria Mortgage lender who can offer additional support and expertise.
Eagle Rock Bank Home Loan Offerings
| Home Loan Type | What You Need to Know About This Home Loan |
|---|---|
Fixed-Rate Mortgage | Fixed-rate mortgages are the ideal loan for borrowers who want to be able to budget for a consistent monthly payment throughout the loan's entire term. Your interest rate stays the same for the whole term. These loans are a good option for borrowers intending to stay in their home longer than 10 years. |
Adjustable-Rate Mortgage | Adjustable-rate mortgages can be a good choice for borrowers who plan to live in their home for less than 10 years. The loan's interest rate will be fixed for an initial term before being subject to changes in the market's rate. |
Mortgage Loan Refinance | Many borrowers choose to refinance their home loan when interest rates are lower than when they initially applied for their loan. Refinancing your mortgage can lower your interest rate, reduce your monthly payment and shorten the term on you loan to help you pay your mortgage off faster. |
Cash-Out Refinance | With a cash-out refinance, you get a new home loan for more than you currently owe on your house. The difference between that new mortgage amount and the balance on your previous mortgage goes to you at closing in cash, which you can spend on home improvements, debt consolidation or other financial needs. |
Investment Property Mortgage | An investment property mortgage loan allows you to get a loan to purchase real estate that can be used to generate income. These loans typically have distinct terms and requirements compared to mortgages for primary residences. |
Meet Our Mortgage Lending Team
Brianna Ramaker
Assistant Branch Manager, Rochester & Stewartville
NMLS: 2762297
Divisions: Consumer Lending, Real Estate Lending
Location: Stewartville Office
Phone: (507) 504-1064
Contact
